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Credit Cards

Choosing the right credit card is easier than ever.

Peoples Bank offers an assortment of Visa® credit cards packed with convenient features and added security. From EMV smart chip technology to cash rewards, select the card that's right for you today.


  • EMV smart chip technology for added security.
  • Mobile purchasing capability for added convenience.
  • Plus much more!

Pay Down Balances.

Peoples Bank Credit Card

Visa® Platinum Card

  • Save on interest with a great low introductory rate for an extended time.
  • Pay down your other high-rate credit card balances faster.
  • Use for large purchases, unexpected expense or last-minute necessities.
  • Non-rewards.

Choose Where You Earn The Most Cash Back.

Peoples Bank Credit Card

Visa® Max Cash Preferred Card

  • 5% cash back on two categories you choose - first combined $2,000 spent each quarter.1
  • 2% unlimited cash back on choice of one everyday category like Gas Stations & Ground Transportation, Restaurants & Food Delivery, and Grocery Stores & Grocery Delivery.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account.1
  • $150 cash back after you spend $500 in the first 90 days of account opening.2

Rewards To Use The Way You Want.3

Peoples Bank Credit Card

Visa® Everyday Rewards+ Card

  • 4x Points on dining, takeout, and food delivery.4
  • 2x Points at grocery stores, grocery delivery, gas stations an streaming services.
  • 1x Points all other eligible spend.
  • No caps or limits on points earned.


Build Your Credit.

Peoples Bank Credit Card

Visa® College Real Rewards Card

  • Earn 1.5x Points per $1 spent on all eligible purchases.7
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.3
  • $25 awarded after first purchase - that's 2,500 bonus rewards points.5
Account and Transaction Information

Visa® Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history6, here's a great way to begin that process.
  • Enjoy the convenience of credit, including the option to carry a balance.
  • Earn interest on the money in your secured savings account.
Account and Transaction Information

Visa® Max Cash Secured Card

  • The convenience of a credit card while working to build or improve your credit.
  • Earn 5% cash back on two categories you choose - first combined $2,000 spent each quarter1.
  • 2% cash back on one everyday category of your choice.
  • 1% cash back on all other eligible purchases.

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
1Max Cash Cards: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
2If you’re approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.
3The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.
4Everyday Rewards+: You will earn 1 Point for every $1 in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every $1 in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every $1 in eligible purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery store delivery category. Purchases qualify for Points based on how muerchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the wuarter in which they are earned.
5Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
6Late payments and going over the credit limit may damage your credit history. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.
7You will earn 1.5 Reward Points ("Points") for each $1 of eligible net purchases made with your Account within a billing cycle. Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

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